First-time buyers can get tens of thousands in CPF housing grants — most people have no idea how much. Answer a few things and see your likely total.
An estimate of the main grants (EHG, CPF Housing/Family Grant, Proximity, EC) — not an official confirmation. Grants are credited to your CPF and used to pay for the flat (not cash). EHG also needs 12 months' continuous work; "first-timer" means no prior housing subsidy. Other rules apply (age, occupier, ownership, citizenship), and second-timers may get the $15k Step-Up Grant in some cases. Always confirm your exact grants with HDB. Figures as of 2026.
Every number here is a guide. For your exact case — financing, timing, the smartest move — have a quick chat. No pressure, no sales script.